Financing

Godfrey Properties teams up with several different lenders to give you some of the best choices in the market place today!!!!!   Here are some to name a few.....

FHA Loans....Minimum 3.5% downpayment....allowable seller assist amount of up to 6%, minimum Credit/FICO scores are in the low 600's....Shawn McPhilemy at Contour Mortgage, 215-518-9368.....

VA Loans......No Minimum downpayment required for VA....Allowable seller assist amount of up to 4%, Minimum Credit/FICO scores are in the low 600's, no PMI payment, but, VA funding fee can get "added" to the loan.....You will need your DD214 for qualification purposes!  Charles Naivar (610) 653-7070....Charles is a veteran himself!

USDA Loans....No Minimum downpayment for this loan product...allowable seller assist amount of up to 6%, minimum Credit/FICO scores are in the low 600's, reduced PMI monthly payment requirement....Home must be in an "ELIGIBLE" location for this program......Call Jeff Kraus at (610) 212-7407.....

Santander Bank offers a great program!   No PMI monthly payments, 3% down conventional loan with an allowable amount of up to 6% Seller Assistance to go towards your closing costs! Minimum 660 Credit/FICO scores are required for this program. Steve Bamberski at Santander (215) 901-3572.

Of course, Conventional financing is a great financial vehicle.....5%, 10% and 20% down programs....just about every lenders does these loans....Credit/FICO score requirements are  usually higher than FHA, USDA, and VA....

 


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